Enabling Asset Managers to Optimize Returns for their Clients and Expand Access to a Greater Set of Investable Markets

Established 2015

Rocktop is a fintech company leveraging its proprietary tech-enabled decisioning engine.

Target Audience

Caters to institutional asset managers.

Value Proposition

Streamlines investment processes and manages risk for esoteric asset classes.

Data-Driven Approach

Utilizes a unique data science-driven approach to unlock value throughout the investment lifecycle.

End-to-End Platform

Provides an efficient platform for underwriting, acquiring, and managing consumer loan portfolios.

Proprietary Technology

Drives unparalleled efficiencies and cost reduction in a traditionally manual workflow.

Competitive Advantages

Proprietary data sets and API integration with clients create strong barriers to entry.

Cloud-Based Infrastructure

Utilizes a cloud-based infrastructure for greater efficiency.

Business Model

Capital light, fee-driven business model that is highly scalable.

Leadership Expertise

Led by a team with deep expertise in data science, risk analytics, investment management, consumer credit, and legal risk mitigation

Rocktop Technology

Proprietary technology and automation methodology separates Rocktop from the dated and manual methods of portfolio management.

Differentiated and specialized platform provides unique offering, enabling Rocktop’s clients to deploy capital in an efficient and cutting-edge manner

Enables a closed loop of operations from sourcing, through diligence, pricing, execution and liquidation

Machine learning and smart codes continue to develop the moat around the Rocktop offering as their models are designed to continually improve and become more precise

Through AI and machine learning techniques, Rocktop can more efficiently and accurately analyze large data sets 

Partners with and draws from multiple data vendors, providing expansive knowledge and data points to exact the Rocktop model

More efficient and capital-light due diligence process enables higher volume capacity and little lead time

Differentiated liquidation strategies and cash flow models enable more precise management decisioning of assets

Rocktop Utilizes Artificial Intelligence, Decision Tree Analysis, and Machine Learning Algorithms to Create Efficiencies and Build Subject Matter Expertise into Scalable and Practical Output

Platform Capabilities

  • Systems integration with daily data feeds from public record databases, servicers, law firms, and other key vendors

  • Ability to quickly and accurately identify critical documents and extract and analyze key content from large volumes of unstructured loan files, servicing comments, and public records

  • Data validation processes to triangulate feeds, identify and correct/escalate data gaps and inconsistencies

  • Legal research and subject matter expertise integrated directly into the platform, making the system (not the expert) the solution and enabling scale

  • Models and algorithms across the operation are regularly trained, iterated, and improved; pace of innovation is central

Fully Integrated Portfolio Management process

  • Due Diligence/Underwriting

  • Pricing/Cash-flow Modeling

  • Ongoing Risk Assessment/Grading

  • Curative/Legal Function

  • Asset Management/Servicer Oversight

  • Portfolio Monitoring/Law Firm Oversight

Platform Highlights

Rocktop's functional platform is designed to facilitate more informed investment decisions by our clients and more efficient asset management by Rocktop by leveraging relevant data and intelligence that can be used to optimize execution on our clients’ investment strategies. Rocktop currently ingests data, advises on, and provides asset management services for over $50B of residential mortgage assets, both forward and reverse.

$60B+

Volume on Platform Since 2015

38

Institutional Investors / Counterparties

90%

100+

Automation of Processes

Professionals

50+TB

Data Lake

18

Securitizations from assets on Platform